Daily morning brief chai

Wall Street capped a choppy day of trading Wednesday with more gains for stocks as investors sized up a mix of company earnings reports and another flare-up in tensions between Washington and Beijing.
The S&P 500 rose 0.6%, its fourth gain in a row, after wavering between gains and losses for much of the afternoon. Strength in technology and health care stocks outweighed losses in energy companies, banks and elsewhere in the market. Treasury yields fell slightly, a sign of caution in the market.
“It’s a relatively muted day in terms of volatility,” said Bill Northey, senior investment director at U.S. Bank Wealth Management. “Having come off a furious rally off the March 23 lows, the market is clearly in a period of consolidation and assessing second-quarter earnings results.”
The S&P 500 gained 18.72 points to 3,276.02. The benchmark index is now within 3.3% of the all-time high it set in February. The Dow Jones Industrial Average rose 165.44 points, or 0.6%, to 27,005.84.
The Nasdaq recovered from an early dip to add 25.76 points, or 0.2%, to 10,706.13. The Russell 2000 index of small company stocks picked up 2.63 points, or 0.2%, to 1,490.14. Indexes in Europe fell. Asia ended mixed.
Homebuilders marched broadly higher after the National Association of Realtors said sales of previously occupied U.S. homes climbed last month by a robust 20.7%. The gain is an encouraging sign for the housing market after the pandemic caused sales to plummet in the prior three months.
Despite the sharp monthly increase, purchases are still down 11.3% from a year ago, when homes had sold at an annual pace of 5.32 million. Builder NVR led the sector, surging 10.7%.
United Airlines slid 4.2% after reporting that its revenue plunged 87% in the second quarter as the coronavirus throttled air travel. Pfizer rose 5.1% after the U.S. government signed a contract with the company to deliver the first 100 million doses of a COVID-19 vaccine it’s developing by December.
For anyone who believed that the race to find a vaccine for the COVID-19 coronavirus was just a matter of public safety, it turns out there are serious consequences for the first-movers as well. Just announced, the US government has agreed to buy 100 million doses of Pfizer (NYSE: PFE) and BioNTech's (NASDAQ: BNTX) coronavirus vaccine.
A Multi-Billion-Dollar Feather in Their Cap
Pfizer and BioNTech's effort to develop a vaccine has been among the first to produce results, with Moderna (NASDAQ: MRNA) and AstraZeneca (LON: AZN) among those still closing the gap. With its efforts proving successful so far—the companies have taken their vaccine to Phase 2b/3 testing, set to begin within the next week or so at last report—the rewards of victory here will be dazzling.
The US government will purchase 100 million doses from Pfizer once the vaccine successfully concludes its human testing, and that's a deal valued at $1.95 billion. It's a safe bet that Pfizer and BioNTech will find ready customers waiting after that order is filled, and that's further good news for Pfizer, as reports suggest the original purchase order also contains an option for 500 million doses further. American citizens are slated to receive the vaccine at no charge.
Tesla is up another 5.3% to $1,677 in premarket trade after posting its fourth consecutive quarter of profit, opening the door for the company's inclusion in the S&P 500. Adjusted for one-time items, Tesla (NASDAQ:TSLA) earned $2.18 a share, swinging from an adjusted loss of $1.12 a share a year ago, while sales fell 5% to $6.04B. On the earnings call, Elon Musk announced that Tesla will build its next "massive" factory near Austin, Texas, which will produce the Cybertruck, a pickup truck and the Tesla Semi, as well as the Model 3 and Y for the East Coast. He also talked up the development of the autonomous driving program, promising more developments by the end of 2020.
Traders also had their eye Wednesday on a flare-up in tensions between Washington and Beijing. The U.S. ordered China to close its consulate in Houston, saying it was necessary to protect American intellectual property. China said it would retaliate.
U.S.-China trade relations will probably start to factor back into the market somewhat, but the virus and its impact remain the main driver of where the markets go, said Liz Ann Sonders, chief investment strategist at Charles Schwab.
“A lot of what we’re looking for rests on whether consumption can stay afloat,” she said. “Even absent additional shutdowns, what are the implications of the fear factor, of consumers just opting to not go out as much?”
The Federal Reserve’s efforts to support markets and expectations that Washington eventually will deliver more financial aid to help Americans weather the economic downturn have been key in keeping markets mostly pushing higher since stocks plunged in March.
Still, worries remain that the rise of coronavirus counts across much of the country will derail efforts to reopen businesses shut down due to the pandemic.
Adding to unease Wednesday was a report by the U.S. Centers for Disease Control that the number of coronavirus cases in some states is much higher than has been reported. Experts have said all along that the toll from the COVID-19 pandemic is much higher than tallies of confirmed cases would indicate, due to issues with testing and data collection.
Uncertainty over prospects for more financial aid to Americans and U.S. businesses also is casting a shadow, analysts said. Republicans and Democrats remain divided over how much support is needed, as states grapple with rebounds in cases that have prompted some local governments to order some businesses to close to help snuff out flare-ups of the virus.
“The market is anticipating that there will be something, what the final (package) looks like is a different question,” Northey said. “Ultimately, we expect some agreement that provides another round of stimulus support.”
Investors continued to weigh company earnings reports Wednesday. So far, earnings have been coming in moderately better than expected, though companies have worked to lower expectations.
HCA Healthcare jumped 12%, the biggest gain in the S&P 500, after reporting earnings and revenue that topped analysts' forecasts. Tesla's latest quarterly results also exceeded Wall Street's expectations. After the market closed, the electric car maker reported a surprise $104 million net profit for the second quarter. That gives Tesla its fourth-straight positive quarter, a prerequisite for admission into the S&P 500 index.
Among big companies reporting results this week: Intel, AT&T and Twitter report on Thursday and Verizon Communications and American Express report earnings Friday.
The yield on the 10-year Treasury note fell to 0.59% from 0.60%.
Gold for August delivery rose $21.20 to $1,865.10 an ounce, another sign that investors were shifting some of their holdings to traditionally less risky assets.
The price of benchmark U.S oil for September delivery fell 6 cents to settle at $41.90 a barrel Wednesday. Brent crude oil for September delivery fell 3 cents to $44.29 a barrel.
_________________________________________________________________
Shaking off a stellar quarter
Despite fiscal Q4 results that were largely positive, shares of Microsoft (NASDAQ:MSFTfell as much as 3% in AH trading on Wednesday. The software giant easily beat analyst estimates, reporting a net profit of $11.2B and revenue that rose 13% to $38B. Traders may have been looking for more. The company's cloud computing operation saw sales growth under 50% for the first time, while transactional license purchasing continued to slow and subsidiary LinkedIn was negatively impacted by the weak job market.
Traders are barely digesting the high-profile results from Tesla (TSLA) and Microsoft (MSFT) before the next round of earnings make headlines. Dow and S&P 500 futures are ahead by 0.4%, while the Nasdaq advanced 0.9%, ahead of figures from Twitter (NYSE:TWTR), AT&T (NYSE:T) and Intel (NASDAQ:INTC), as well as American (NASDAQ:AAL) and Southwest Airlines (NYSE:LUV). Weekly jobless claims are also on the radar. Another 1.3M American workers are expected to have filed for first-time benefits during the week ended July 18, bringing that total to 52.58M since coronavirus lockdowns began in mid-March.
Next coronavirus aid package
Senate Republicans have "reached a fundamental agreement" with White House negotiators Steven Mnuchin and Mark Meadows on how to move forward with the next coronavirus relief bill. What's in the proposal? Another round of direct stimulus payments, $16B for coronavirus testing, $105B for K-12 education, colleges and universities, though there was no agreement on a payroll tax cut. The plan, set to be unveiled today, will serve as a starting point for negotiations with Democrats, who have passed a $3.4T bill in the House. Lawmakers are also racing to reach a deal on the $600 weekly supplement to unemployment benefits that's due to expire on July 31.
Looser regulation
With the coronavirus pandemic weighing heavily on Europe's economy, the EU is now arguing that softer rules on the finance industry are needed to help the recovery. The bloc is planning to loosen a key plank of MiFID II that forces investors to pay banks and brokerages for research separately from their trading fees. The proposal also trims investor protection rules like record keeping and disclosure requirements primarily focused on professional investors. Over in the U.S., the SEC has proposed raising the Form 13F reporting threshold and voted to regulate proxy advisers more closely, while a new U.S. derivatives rule is set to complete Dodd-Frank.
Buffett makes moves
Warren Buffett scooped up 34M shares of Bank of America (NYSE:BAC) over the last few days - at an average price of about $24 - taking his stake in the banking giant to over 11% (from about 7.4%). Big discount? The Oracle spent the $816M after BAC shares plunged nearly 32% since the beginning of the year. Buffett has been criticized in recent weeks over failing to deploy Berkshire Hathaway's (BRK.ABRK.B) enormous cash hoard, which climbed to $137B in Q1. BAC +1.6% premarket.
Foray into auto insurance
There was big news from India overnight as Amazon Pay (NASDAQ:AMZN) partnered with private firm Acko General Insurance to offer car and motorcycle insurance. It's the e-commerce giant's first market for the service, where it will compete with local rivals including Paytm and Policybazaar. Amazon is moving fast to become a full-fledged financial services platform, with Amazon Pay supporting a range of payments services, including the popular UPI, and debit and credit cards. Meanwhile, India's Flipkart (FPKT) announced it would acquire parent Walmart's (NYSE:WMT) local cash-and-carry business, attempting to strengthen its wholesale offering to compete better with Amazon.
Twitter security in question
The hackers who took over prominent accounts on Twitter (TWTR) last week were able to access direct messages. "We believe that for up to 36 of the 130 targeted accounts, the attackers accessed the DM inbox, including 1 elected official in the Netherlands," the company said in its latest update. While many of the high-profile hacked accounts tweeted a scam asking for bitcoin, an analysis of transactions showed that the scheme only collected $121,000. Direct messages, however, could be used or publicized by hackers at a later point in the future.
What else is happening...
Unilever (ULUNsoars 7% with sales better than expected.
U.S. may label Switzerland a currency manipulator.
UBS downgrade sends Macy's (NYSE:M) and Kohl's (NYSE:KSS) even lower.
Pfizer (NYSE:PFE), BioNTech (NASDAQ:BNTX) ink vaccine deal with U.S. government.
Apple (NASDAQ:AAPL) defends its 30% App Store fee from antitrust scrutiny.
Wednesday's Key Earnings
Chipotle (NYSE:CMG) -1.3% AH reporting comparable sales decline of 9.8%.
Kinder Morgan (NYSE:KMI) -3.1% AH as demand drop hit pipeline volumes.
Las Vegas Sands (NYSE:LVS-0.6% AH posting a 51% plunge in Q2 revenue.
Microsoft (MSFT-2.5% AH on decelerating cloud sales growth.
Spirit Airlines (NYSE:SAVE) +2.3% following mixed results.
Tesla (TSLA) +6.2% AH after fourth straight quarter of profitability.
Today's Markets
In Asia, Japan closed. Hong Kong +0.8%. China -0.2%. India +0.7%.
In Europe, at midday, London +0.6%. Paris +0.4%. Frankfurt +0.5%.
Futures at 6:20, Dow +0.4%. S&P +0.4%. Nasdaq +0.9%. Crude +0.1% to $4194. Gold +0.8% to $1880.20. Bitcoin -0.2% to $9508.
Ten-year Treasury Yield flat at 0.59%
Today's Economic Calendar
8:30 Initial Jobless Claims
10:00 Leading Indicators
10:30 EIA Natural Gas Inventory
11:00 Kansas City Fed Mfg Survey
4:30 PM Money Supply

Today earnings "
NURONeuroMetrix, Inc.07/23/2020Pre-Market
POOLPool Corporation07/23/2020Pre-Market
APDAir Products and Chemicals, Inc.07/23/2020Pre-Market
BPOPPopular, Inc.07/23/2020Pre-Market
CTASCintas Corporation07/23/2020Pre-Market
MTBM&T Bank Corporation07/23/2020Pre-Market
FCXFreeport-McMoRan Inc.07/23/2020Pre-Market
HBANHuntington Bancshares Incorporated07/23/2020Pre-Market
PHMPulteGroup, Inc.07/23/2020Pre-Market
PNRPentair plc07/23/2020Pre-Market
VLYValley National Bancorp07/23/2020Pre-Market
WSOWatsco, Inc.07/23/2020Pre-Market
WSTWest Pharmaceutical Services, Inc.07/23/2020Pre-Market
GTLSChart Industries, Inc.07/23/2020Pre-Market
TSCOTractor Supply Company07/23/2020Pre-Market
COLBColumbia Banking System, Inc.07/23/2020Pre-Market
PDSPrecision Drilling Corporation07/23/2020Pre-Market
AUBAtlantic Union Bankshares Corporation07/23/2020Pre-Market
DGXQuest Diagnostics Incorporated07/23/2020Pre-Market
HFWAHeritage Financial Corporation07/23/2020Pre-Market
HZOMarineMax, Inc.07/23/2020Pre-Market
TRVThe Travelers Companies, Inc.07/23/2020Pre-Market
EWBCEast West Bancorp, Inc.07/23/2020Pre-Market
ENTGEntegris, Inc.07/23/2020Pre-Market
WTBAWest Bancorporation, Inc.07/23/2020Pre-Market
CLGXCoreLogic, Inc.07/23/2020Pre-Market
ALLEAllegion plc07/23/2020Pre-Market
SAFESafehold Inc.07/23/2020Pre-Market
SGMSScientific Games Corporation07/23/2020Post-Market
ETFCE*TRADE Financial Corporation07/23/2020Post-Market
IEXIDEX Corporation07/23/2020Post-Market
KNLKnoll, Inc.07/23/2020Post-Market
BOOMDMC Global Inc.07/23/2020Post-Market
GHLGreenhill & Co., Inc.07/23/2020Post-Market
SIVBSVB Financial Group07/23/2020Post-Market
ASBAssociated Banc-Corp07/23/2020Post-Market
GBCIGlacier Bancorp, Inc.07/23/2020Post-Market
FFBCFirst Financial Bancorp.07/23/2020Post-Market
FEFirstEnergy Corp.07/23/2020Post-Market
SBCFSeacoast Banking Corporation of Florida07/23/2020Post-Market
VICRVicor Corporation07/23/2020Post-Market
OZKBank OZK07/23/2020Post-Market
OCFCOceanFirst Financial Corp.07/23/2020Post-Market
BJRIBJ's Restaurants, Inc.07/23/2020Post-Market
MANHManhattan Associates, Inc.07/23/2020Post-Market
SKXSkechers U.S.A., Inc.07/23/2020Post-Market
EWEdwards Lifesciences Corporation07/23/2020Post-Market
MSBIMidland States Bancorp, Inc.07/23/2020Post-Market
AUYYamana Gold Inc.07/23/2020Post-Market
SWKSSkyworks Solutions, Inc.07/23/2020Post-Market
LMATLeMaitre Vascular, Inc.07/23/2020Post-Market
BYByline Bancorp, Inc.07/23/2020Post-Market
FORForestar Group Inc.07/23/2020Post-Market
ICBKCounty Bancorp, Inc.07/23/2020Post-Market
MXLMaxLinear, Inc.07/23/2020Post-Market
EIGEmployers Holdings, Inc.07/23/2020Post-Market
ACBIAtlantic Capital Bancshares, Inc.07/23/2020Post-Market
GCAPGAIN Capital Holdings, Inc.07/23/2020Post-Market
MYFWFirst Western Financial, Inc.07/23/2020Post-Market
RBNCReliant Bancorp, Inc.07/23/2020Post-Market
CFBCrossFirst Bankshares, Inc.07/23/2020Post-Market
TACODel Taco Restaurants, Inc.07/23/2020Post-Market
CSTRCapstar Financial Holdings, Inc.07/23/2020Post-Market
RNGRRanger Energy Services, Inc.07/23/2020Post-Market
SCPLSciPlay Corporation07/23/2020Post-Market
EHTHeHealth, Inc.07/23/2020Estimated
LUVSouthwest Airlines Co.07/23/2020Estimated
WBSWebster Financial Corporation07/23/2020Estimated
ANAutoNation, Inc.07/23/2020Estimated
NUENucor Corporation07/23/2020Estimated
CLFDClearfield, Inc.07/23/2020Estimated
ALKAlaska Air Group, Inc.07/23/2020Estimated
ABAllianceBernstein Holding L.P.07/23/2020Estimated
FRMEFirst Merchants Corporation07/23/2020Estimated
KMBKimberly-Clark Corporation07/23/2020Estimated
WSFSWSFS Financial Corporation07/23/2020Estimated
UNPUnion Pacific Corporation07/23/2020Estimated
PTENPatterson-UTI Energy, Inc.07/23/2020Estimated
SAMThe Boston Beer Company, Inc.07/23/2020Estimated
SASRSandy Spring Bancorp, Inc.07/23/2020Estimated
BXThe Blackstone Group Inc.07/23/2020Estimated
BANCBanc of California, Inc.07/23/2020Estimated
GNCAGenocea Biosciences, Inc.07/23/2020Estimated
CVECenovus Energy Inc.07/23/2020Estimated
SGLBSigma Labs, Inc.07/23/2020Estimated
ARDArdagh Group S.A.07/23/2020Estimated
HRIHerc Holdings Inc.07/23/2020Estimated
NMCINavios Maritime Containers L.P.07/23/2020Estimated
SUSuncor Energy Inc.07/23/2020Post-Market
DHRDanaher Corporation07/23/2020Pre-Market
FITBFifth Third Bancorp07/23/2020Pre-Market
FAFFirst American Financial Corporation07/23/2020Pre-Market
RSReliance Steel & Aluminum Co.07/23/2020Pre-Market
HSYThe Hershey Company07/23/2020Pre-Market
TAT&T Inc.07/23/2020Pre-Market
TWTRTwitter, Inc.07/23/2020Pre-Market
CTXSCitrix Systems, Inc.07/23/2020Pre-Market
FSVFirstService Corporation07/23/2020Pre-Market
GWWW.W. Grainger, Inc.07/23/2020Pre-Market
DDDuPont de Nemours, Inc.07/23/2020Pre-Market
DOWDow Inc.07/23/2020Pre-Market
MTRNMaterion Corporation07/23/2020Pre-Market
CYBECyberOptics Corporation07/23/2020Estimated
SCHLScholastic Corporation07/23/2020Post-Market
SRCE1st Source Corporation07/23/2020Post-Market
PBCTPeople's United Financial, Inc.07/23/2020Post-Market
MATMattel, Inc.07/23/2020Post-Market
VRSNVeriSign, Inc.07/23/2020Post-Market
RHIRobert Half International Inc.07/23/2020Post-Market
FHBFirst Hawaiian, Inc.07/24/2020Pre-Market
NEENextEra Energy, Inc.07/24/2020Pre-Market
GNTXGentex Corporation07/24/2020Pre-Market
OFGOFG Bancorp07/24/2020Pre-Market
VRTSVirtus Investment Partners, Inc.07/24/2020Pre-Market
CIVBCivista Bancshares, Inc.07/24/2020Pre-Market
HONHoneywell International Inc.07/24/2020Pre-Market
CRICarter's, Inc.07/24/2020Pre-Market
TPHTRI Pointe Group, Inc.07/24/2020Pre-Market
AMTBAmerant Bancorp Inc.07/24/2020Pre-Market
AIMCAltra Industrial Motion Corp.07/24/2020Pre-Market
NEPNextEra Energy Partners, LP07/24/2020Pre-Market
MOSYMoSys, Inc.07/24/2020Estimated
AROWArrow Financial Corporation07/24/2020Estimated
FRBKRepublic First Bancorp, Inc.07/24/2020Estimated
FBNCFirst Bancorp07/24/2020Estimated
INDBIndependent Bank Corp.07/24/2020Estimated
MOG.AMoog Inc.07/24/2020Estimated
UTMDUtah Medical Products, Inc.07/24/2020Estimated
WAFDWashington Federal, Inc.07/24/2020Estimated
AWREAware, Inc.07/24/2020Estimated
SCCOSouthern Copper Corporation07/24/2020Estimated
FAROFARO Technologies, Inc.07/24/2020Estimated
UNTYUnity Bancorp, Inc.07/24/2020Estimated
RVSBRiverview Bancorp, Inc.07/24/2020Estimated
CWBCCommunity West Bancshares07/24/2020Estimated
GCBCGreene County Bancorp, Inc.07/24/2020Estimated


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